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Education Center

Ask Naya about buying, selling, and financing a home — pick a question to get started.

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Buying a home

Affordability, offers, and the path to closing

  • How much home can I afford?
  • What's the difference between pre-qualification and pre-approval?
  • What should I look for during a home inspection?
  • How long does the home buying process take?

Financing & mortgages

Rates, down payments, and loan options

  • What credit score do I need to qualify for a mortgage?
  • How much should I put down on a house?
  • What are closing costs and who pays them?
  • Should I choose a fixed or adjustable-rate mortgage?

Selling a home

Pricing, prepping, and negotiating offers

  • How do I price my home to sell quickly?
  • What repairs are worth making before listing?
  • How do I handle multiple offers?

Homeownership

Refinancing, taxes, and upkeep

  • When does it make sense to refinance?
  • How can I lower my property taxes?
  • What home maintenance should I budget for each year?
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